Affirm reported Q4 revenue of $1.17B, above the $1.11B estimate. GMV rose 36% YoY to $14.1B. Adjusted operating income was $353M, a 30% margin. GAAP EPS was $4.62, including a $1.45B tax benefit; the Street consensus of $0.34 excluded that benefit. Q1 revenue guidance of $1.19B-$1.22B is above the $1.16B estimate.
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