Equifax (EFX) Stock News

Oppenheimer lowered its rating on Equifax (EFX) from Outperform to Perform.

Equifax is adding Mastercard Open Finance's cash flow analytics, payment risk insights, and transaction report to its open banking suite. Lenders and fintechs get more choice in open finance provider alongside Equifax credit data. The move aims to help thin-file consumers build credit profiles.

Morgan Stanley lowered its price target for Equifax from $225.00 to $205.00.

Equifax announced Mortgage Ultimate with adaptive automation, a verification solution for mortgage lenders that combines The Work Number and Network Verification Services. The company claims an industry-leading 95% fulfillment rate on initial income verification requests, with 72% fulfilled instantly and 90% within 48 hours. The solution offers predictable pricing, a 90-day ordering window for up to three additional verifications, and zero-hit protection. Availability is expected in early 2027.

Needham lowered its price target for Equifax from $245.00 to $190.00.

Equifax's Q2 2026 Market Pulse Index rose to 61.3, the first quarter in three years without a widening K-shaped gap. Thrivers grew, Strivers shrank, and all generations improved. Consumer sentiment hit a record low, diverging from actual financial health.

Equifax launched Signal Score for Email and Signal Score for Device, two real-time fraud intelligence tools. The products evaluate email addresses and device data using proprietary Equifax data. They target e-commerce, financial services and telecom clients to detect script-driven fraud, location spoofing and synthetic identity attacks at transaction entry points.

Equifax launched Healthcare Report Credential ID, an automated screening solution for verifying healthcare professional licenses and certifications. The product aims to accelerate provider onboarding and address projected shortages of over 106,000 physicians and 267,000 nurses by 2027.

U.S. Director of Federal Housing Pulte said the three major credit bureaus have been overcharging and that will stop soon. No specifics on timing or mechanism.