TransUnion
$TRU · NYSE · 1 stories in 30 daysThe wire on $TRU
newest first · duplicate source posts collapse into one event · direct subject stories onlyFHFA directs Fannie, Freddie to open mortgage scoring to VantageScore; considers bi-merge system
FHFA Director Bill Pulte ordered Fannie Mae and Freddie Mac to immediately allow all approved mortgage lenders to use VantageScore, ending the limited rollout. Pulte also criticized the three credit bureaus over pricing and said FHFA is considering a bi-merge system that would let lenders pull data from only two bureaus. The move is negative for FICO, which has long dominated mortgage scoring. The three bureaus (EFX, TRU, EXPN) are also under pressure despite jointly owning VantageScore.
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