Synchrony Financial Sep charge-off rate 4.7%, delinquency rate 4.3%

Synchrony Financial filed monthly charge-off and delinquency statistics for the thirteen months ended September 30, 2026. The 30+ day delinquency rate was 4.3%, down from 4.4% a year earlier. The net charge-off rate was 4.7% (annualized), compared to 5.3% in September 2025. Loan receivables stood at $103.3 billion.